YOU WOULDN'T LOAN YOUR CAR TO AN UNLICENSED & UNINSURED DRIVER, SO WHY WOULD YOU LET AN UNLICENSED & UNINSURED AMATEUR DO WORK ON YOUR HOME? IT'S A BAD RISK! PLUMBERS, CARPENTERS, PAINTERS, HANDY PERSONS, ROOFERS, FENCE & DECK BUILDERS, ELECTRICIANS AND MOST OTHER INDEPENDENT CONSTRUCTION AND REPAIR TRADES PERSONS WHO DO WORK ON STRUCTURES MUST BE LICENSED WITH THE OREGON CONSTRUCTION CONTRACTORS BOARD (CCB), BE BONDED AND HAVE LIABILITY INSURANCE--BEFORE THEY CAN GIVE ESTIMATES OR DO WORK OR ADVERTISE IN ANY WAY. LICENSED CONTRACTORS ARE ALSO REQUIRED BY LAW TO DISPLAY THEIR CCB LICENSE NUMBER IN ALL OF THEIR ADVERTISING.

IF YOUR PROSPECTIVE CONTRACTOR OR HANDYMAN IS NOT LICENSED, HE OR SHE LIKELY WON'T HAVE LIABILITY INSURANCE OR BE BONDED, EITHER--YOU WILL RISK ALL OF YOUR INVESTMENT AND THE FULL VALUE OF YOUR PROPERTY BY HIRING THEM. IF THE UNLICENSED CONTRACTOR DOES POOR QUALITY WORK OR CAUSES DAMAGES, YOU WILL NOT BE PROTECTED, AND WILL HAVE NO WAY TO RECOUP YOUR LOSSES. FURTHER, MOST HOME INSURERS WILL NOT COVER DAMAGES IF THE HOMEOWNER HIRED UNLICENSED OR UNQUALIFIED PERSONS TO DO WORK ON THEIR HOME.

LICENSED CONTRACTORS ARE REQUIRED TO HAVE LIABILITY INSURANCE AND BOND IN FORCE AT ALL TIMES TO HELP PROTECT CONSUMERS AGAINST ACCIDENT, INCOMPETENCE OR FRAUD. PROTECT YOURSELF AND THE SIZABLE INVESTMENT OF YOUR PROPERTY. ASK FOR YOUR PROSPECTIVE HANDYMAN OR CONTRACTOR'S CCB LICENSE NUMBER AND CALL THE CCB @ 503-378-4621 TO VERIFY CURRENT LICENSING, INSURANCE AND BOND, OR VISIT: www.oregon.gov/CCB