Alabama Health Insurance Marketplace Quotes – Instantly Compare Multiple Companies With Pre-Existing Conditions Covered
Get the lowest 2016 health insurance Exchange prices in Alabama! Whether you are currently covered, or have not had healthcare for many years, many low-cost options are available.
Marketplace
rates are now available online. Easily compare prices for affordable
individual, family and small business medical coverage. You may qualify
for the new federal subsidy that pays up to 100% of your policy premium.
NOTE: The subsidy is instantly applied as a tax-credit that reduces
your rate.
Did you miss Open Enrollment? There are many affordable options that
will provide quality coverage. Numerous affordable plans are offered and
preventive expenses are covered at 100%. A Special Enrollment Period
(SEP) is available if you lost previous coverage, got divorced, had a
baby, reached age 26, or qualify for several other exceptions. This
special exception is available throughout the year.
Your customized online Alabama
Health Insurance quotes are free. Simply click on our secure link at
the bottom of the page, provide your zip code and get the best rates.
There is no cost or obligation! Maternity, mental-illness, ER, office
visit, prescription, and many other benefits are required on all plans.
Some of the participating carriers offering Exchange products are Blue
Cross and Blue Shield of Alabama, UnitedHealthcare, and Humana.
Additional companies offer “off-Exchange” contracts that may not be
compliant. These include short-term plans that can be approved within 24
hours, but are not eligible for federal subsidies. Several of the most
affordable plan options include:
Humana Bronze 6450
UnitedHealthcare Bronze Compass 6400
UnitedHealthcare Silver Compass 5000
Humana Silver 3800
BCBS Blue Saver Bronze
BCBS Blue Saver Bronze
BCBS Select Silver
Four Marketplace “Metal” plans are available. “Platinum, Gold, Silver,
and Bronze plans will qualify for the Obamacare subsidy. A
“catastrophic” option is also offered that features very low rates but
is only available to persons under age 30. If “financial hardship” can
be proven, than an exception will be granted.
The Alabama Department of Insurance
checks carriers for compliance and approves (or denies) requests for
rate increases. Additional financial data can also be compared upon
request. All premium changes are made public before going into effect.
Pre-existing conditions will be paid without any surcharges, and your
application can not be declined for medical reasons. Many affordable plans
can easily be purchased from most of the major companies. Short-term,
high-deductible, HSA, and student coverage is also available. Maternity,
mental illness, and ER benefits are included in all Marketplace plans
without a waiting period.
With more than 35 years of experience, we specialize in shopping, comparing and finding quality healthcare plans at the lowest available prices. If you're eligible for Medicaid or Medicare, different options will be offered, and premiums may be significantly lower.
Your online quote is always free. Simply click below to view the most affordable health insurance options in Alabama.
